Services
Business Owner’s Policy
A Business Owner’s Policy, often called a BOP, combines essential protections like General Liability and Commercial Property Insurance into one convenient, cost-effective package. This bundled coverage is designed specifically for small- to mid-sized businesses, helping you save money while ensuring comprehensive protection. With a BOP, you can feel confident that both your assets and your day-to-day operations are covered.
Auto
If your company owns or operates vehicles, Commercial Auto Insurance is a must. It provides protection for your business vehicles, drivers, and the goods being transported in case of accidents, theft, or damage. This coverage goes beyond personal auto insurance, ensuring that your business stays protected on the road while meeting state and legal requirements for commercial use.
Workers Compensation
Your employees are the backbone of your business, and Workers’ Compensation coverage is designed to protect them—and you—when workplace injuries or illnesses occur. This policy helps cover medical expenses, rehabilitation costs, and lost wages for employees hurt on the job, while also reducing your liability as an employer. It’s a vital part of showing your team that their health and safety are top priorities.
General Liability Insurance
General Liability Insurance is the foundation of protection for any business. It provides coverage against claims involving bodily injury, property damage, and personal or advertising injury that may occur as part of your everyday operations. Whether it’s a slip-and-fall accident in your office or accidental damage caused at a client’s property, this policy helps shield your business from costly lawsuits and unexpected expenses.
Property Insurance
Your building, equipment, and inventory are critical to keeping your business running smoothly. Commercial Property Insurance safeguards these physical assets against risks such as fire, theft, vandalism, or natural disasters. This type of coverage ensures that if the unexpected happens, your business can recover quickly without suffering devastating financial losses.
Professional Liability
Mistakes happen, but they don’t have to derail your business. Professional Liability Insurance, also known as Errors & Omissions (E&O) coverage, protects you against claims of negligence, mistakes, or inadequate work. From missed deadlines to oversight in professional advice, this policy helps cover legal defense costs and settlements, giving you peace of mind and protecting your reputation.
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