Professional Liability
Coverage for Professional Errors & Omissions
- Covers claims of professional negligence, errors, or omissions
- Legal defense and court costs coverage
- Protection even if you’re not found liable
This insurance steps in when a client claims that your professional work caused a financial loss. It covers legal defense costs, settlements, and judgments arising from allegations of negligence, mistakes, or failure to perform a service as promised.
Who Needs It & What It Doesn’t Cover
- Protects against client claims
- Helps safeguard business assets from litigation
- Fills the gap that general liability won’t cover
Professional Liability is particularly important for consultants, designers, accountants, tech firms, architects, and any service-based business.  However, it has boundaries. It generally does not cover bodily injury, property damage (these are covered under general liability), or criminal acts. Many policies operate on a “claims-made” basis—meaning the claim must be made while the policy is active, not years later.
Frequently asked questions
Got a question we didn’t cover? Give us a call at (888) 888 - 8888 and we’ll be happy to help!
- We provide a full range of coverage, including homeowners, auto, life, health, umbrella, and small business insurance.
- As an independent agency, we’re not tied to one carrier. We shop multiple top-rated companies to find the best coverage and price for you.
- We offer multi-policy discounts, safe driver savings, home security system credits, and other options to help reduce your premiums.
- Our team will guide you through the claims process, advocate on your behalf, and ensure you get the support you need quickly.
- Most quotes take just a few minutes, and we’ll compare options from multiple carriers to help you choose the right policy.
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